Have you given it much thought?? Is your ATV/4-wheeler properly insured?????
When it comes to ATVs, there are two types of coverages. If you limit ATV rides to your own property, your homeowner policy may cover the vehicle so separate coverage would not be needed. On the other hand, if you ride your ATV anywhere else like public trails, or even just crossing the street, you will need ATV insurance.
A few weeks ago our area was hit with one of the worst wind storms it has seen in years. These storms produced very high winds which resulted in hundreds of healthy trees going down. After a devastating storm like…