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Phone: (800) 264-6419
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Email: info@community-insurance.com
Policy Comparison’s – Bella
Homeowners
Dwelling : $255,000
Other Structures : $45,200
Personal Property : $234,750
Loss of Use: $51,000
Personal Liability : $1,000,000
Option Coverages Included:
Buried Utility Lines
Equipment Breakdown
Water Backup & Sump Overflow - $5,000
Deductible: $500
Premium $880
Other Structures : $45,200
Personal Property : $234,750
Loss of Use: $51,000
Personal Liability : $1,000,000
Option Coverages Included:
Buried Utility Lines
Equipment Breakdown
Water Backup & Sump Overflow - $5,000
Deductible: $500
Premium $880
Auto
Bodily Injury Liability and Property Damage: $2500,000/$500,000/$100,000
Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000
Medical Payments: $10,000
Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram
Liability coverage only on 97 Chevy
Rental Reimbursement - $40/day total $1,200 on 17 Ram
Roadside Assistance on both vehicles
6 month premium - $817
approximate 12 month premium -$1,634
Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000
Medical Payments: $10,000
Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram
Liability coverage only on 97 Chevy
Rental Reimbursement - $40/day total $1,200 on 17 Ram
Roadside Assistance on both vehicles
6 month premium - $817
approximate 12 month premium -$1,634
ATV
Bodily Injury Liability and Property Damage:
$300,000
Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000
Medical Payments:
$10,000
$1,000 comprehensive & collision deductible
12 month premium - $257
$300,000
Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000
Medical Payments:
$10,000
$1,000 comprehensive & collision deductible
12 month premium - $257
Boat
Bodily Injury Liability and Property Damage:
$100,000/$300,000
Uninsured Boater:
$300,000
Medical Payments:
$1,000
Agreed value of $42,000
Towing Included
$1,000 comprehensive & collision deductibles
12 month premium - $515
$100,000/$300,000
Uninsured Boater:
$300,000
Medical Payments:
$1,000
Agreed value of $42,000
Towing Included
$1,000 comprehensive & collision deductibles
12 month premium - $515
Total 12 month premium - $3,286
Notes:
-Increased liability limits on homeowners, auto, and ATV
-Increased liability limits on homeowners, auto, and ATV
vs.
Homeowners
Dwelling : $255,000
Other Structures : $45,500
Personal Property : $191,250
Loss of Use: Actual Loss Sustained
Personal Liability : $500,000
Medical Payments: $2,000
Optional Coverages Included:
Equipment Breakdown
Water Backup & Sump Overflow - $5,000
Deductible: $500
Premium $961
Other Structures : $45,500
Personal Property : $191,250
Loss of Use: Actual Loss Sustained
Personal Liability : $500,000
Medical Payments: $2,000
Optional Coverages Included:
Equipment Breakdown
Water Backup & Sump Overflow - $5,000
Deductible: $500
Premium $961
Auto
Bodily Injury Liability and Property Damage: $100,000/$300,000/$100,000
Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000
Medical Payments: $10,000
Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram
Liability coverage only on 97 Chevy
6 month premium - $989
approximate 12 month premium - $1,978
Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000
Medical Payments: $10,000
Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram
Liability coverage only on 97 Chevy
6 month premium - $989
approximate 12 month premium - $1,978
ATV
Bodily Injury Liability and Property Damage: $25,000/$50,000/$10,000
Uninsured Motorist:
$25,000/$50,000
Medical Payments:
None
$1,000 comprehensive & collision deductible
12 month premium - $169
Uninsured Motorist:
$25,000/$50,000
Medical Payments:
None
$1,000 comprehensive & collision deductible
12 month premium - $169
Boat
Bodily Injury Liability and Property Damage: $100,000/$300,000
Uninsured Boater:
$300,000
Medical Payments:
$1,000
Agreed value of $42,000
Towing included
Boat deductible $840
12 month premium - $456
Uninsured Boater:
$300,000
Medical Payments:
$1,000
Agreed value of $42,000
Towing included
Boat deductible $840
12 month premium - $456
Total 12 month premium - $3,564
Notes:
- Current policy liability limits on the ATV are cautionly low
- No medical payment on ATV policy
- Current policy liability limits on the ATV are cautionly low
- No medical payment on ATV policy
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