Policy Comparison’s – Rozumialski

New Encova Proposal
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Homeowners
Dwelling : $247,106
Other Structures : $24,711
Personal Property : $172,975
Loss of Use: $74,132
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement + 25%
Family Cyber Protection
Water backup coverage/sump failure - $5,000
Equipment breakdown
Buried utility line - $10,000

Deductible: $1000
$931
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Auto
Bodily Injury Liability and Property Damage:
$100,000 per person; $300,000 per accident

Property Damage: $100,000

Medical Payments: $5,000

Uninsured/Under-insured Motorist:
$100,000 per person; $300,000 per accident

Comprehensive coverage - $250 all vehicles
Collision Coverage - $250 all vehicles

Towing - all vehicles
Rental/extended transport $40/day $1200 limit
$716
Total Combined Premium
$1,647
vs.
Current Progressive Policy
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Homeowners
Dwelling : $288,000
Other Structures : $28,800
Personal Property : $144,000
Loss of Use: $86,400
Personal Liability : $300,000
Medical Payments: $5,000

Other coverages:
Identity fraud
Water backup/sump pump failure - $5,000

Deductible: Wind/hail $1500
Other covered perils $1000
$1,260
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Auto
Bodily Injury Liability
$100,000 per person; $300,000 per accident

Property Damage: $100,000

Medical Payments: None/rejected

Uninsured Motorist:
$25,000 per person; $50,000 per accident

Under-insured Motorist:
$50,000 per person; $100,000 per accident

Comprehensive coverage - $250 all vehicles
Collision Coverage - $250 all vehicles

Towing - NONE
Rental/extended transport - NONE
$698
Total Combined Premium
$1,958
★★★★★
TOTAL ANNUAL SAVINGS:
$311
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