Were you surprised at the price of your Wisconsin auto insurance when your renewal came? There are several reasons that car insurance rates increase, and understanding these reasons can help you avoid steep price hikes.
- Traffic violations. Receiving tickets for speeding, careless driving, DUIs, OWIs, or for other infractions is a common reason why car insurance rates increase. Try your best to keep your driving record clean; your good driving record will be reflected in your Wisconsin auto insurance rates.
- Not being truthful with your insurance agent or company. Reviewing your driving record is a necessary step when purchasing car insurance. While your agent will ask you directly about any violations you have, the agent and company will also have access to your driving record and will adjust your Wisconsin auto insurance rate based on that record. Be truthful with your agent and company right away to avoid surprise increases.
- Failure to take advantage of multi-policy or other discounts. Did you know that several companies we work with at Community Insurance offer multi-policy discounts? There are also discounts offered for good students as well as completing various safety courses, and more. Contact your agent to learn more about any available discounts.
If you have any questions about your Wisconsin auto insurance rate, do not hesitate do contact your agent. Your Wisconsin insurance agent will explain your policy and help you create a customized plan that is right for you.
-Sam