In less than a week, college students across the state will be returning to their university cities and starting classes once again. For those students that will be returning to their apartments or rented houses, a Wisconsin renters insurance plan may be the best way to keep their belongings safe.
The building and property from which you rent is most likely covered by your landlord’s insurance policy, but your personal possessions need protection and are your responsibility. A Wisconsin renters insurance policy can protect your belongings and can also provide coverage for personal liability and damage to your apartment.
Here are some tips to keep college students’ apartments as safe as possible:
- Make sure the locks have been changed since the last tenant moved out.
- Ask your landlord about making copies of keys. Although you may want to give a copy of your key out to friends, significant others or family, it is not wise to do so and most landlords forbid it. Give copies of keys out to roommates only.
- Keep a list of your valuable possessions such as televisions, computers, cell phones, cameras, etc. Include descriptions, cost and serial numbers on the list and keep a copy of the list in a secure location such as a safety deposit box at a bank. Taking pictures of your most valuable items is also a good precaution to take.
Living on your own for the first time can be scary, but following these tips as well as having a good Wisconsin renters insurance plan will help you ease into life on your own. Contact us today to discuss renters insurance options!
-Sam